Software Engineering

Risk Analyst - GSC - BLR

Bengaluru, Karnataka
Work Type: Full Time
We are hiring for a fast growing fintech platform company into b2c lending space connected with leading banks/nbfc to lend money for SME, Individuals  etc

Company Size: 200+
Series B - Funded
Location : Bangalore
Experience Range: 3 - 5 yrs
Notice period: 30 days or less than 

Must Have

  •  3+ Years of experience in credit scoring, risk modeling and policies
  • Experience in credit risk for short-term unsecured loan products as personal loans and credit cards in the Indian market
  • Experience in developing lending, customer acquisitions and portfolio management strategies
  • Proficiency in relevant analytic programming skills (R, Python, Excel)
  • Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.

Role and Responsibilities:
  • Understand the credit policies for various Banks and NBFCs in the Indian lending space
  • Provide thought-leadership on risk management, portfolio quality, statistical delinquency models, income estimation, fraud prevention and customer acquisition strategies
  • Monitor and improve existing portfolio quality by designing tests and experiments capturing customer credit behavior insights
  • Coordinate with technology and business team to build out new risk management capabilities and refine existing ones
  • Ideate and help launch next-generation lending products and structures that will drive the next level of innovation

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